2008年4月3日星期四

醫療保險

政府醫療融資計劃正在進行諮詢!

部分討論範圍仍然集中強醫金對中產階層影響較巨,亦因為這樣專注低下階層的政治團體,沒有向政府施壓,因為這個政治籌碼效力不大,亦都不會見一批家底豐厚的立法會議員為大家出力,因為強醫金得益者一定是老闆一族,強醫金針對打工一族,滾存一批錢後,庫房減壓,政府可以連利得稅都再減,美其名進一步打造香港低稅營商競爭環境。

其實政府主力推薦醫療融資的其中一個方案,是所有打仔工都要付出,同強積金一樣,大部分勞動人口都要供款,根本就不單止中產階層,低下階層同樣要供款。

不論誰得益最多,誰承擔最多,而根本問題,是有無效用。

以強積金為例,說一個千真萬確事件,一位長者二千年時五十幾歲,他見自己當時已高齡,不敢進取,選擇政府所謂最低風險的保本基金,零七年退休,大家都明白收場是何事,扣除基金公司收貴,基金經理佣金,保本?完全是笑話吧...還有通脹呢...他很悔當時錯信宣傳,錯信政府..但又如何...我們是蟻民嗎???!!!

可能你會說這是極端例子,但回想強醫金真是幫到大家嗎?我想不少打工仔,公司可能都有醫療保險,我的經驗是真的未能醫好過...避免醫療質素下降,強制保險有效嗎?

真的好想提提大家醫療融資諮詢文件六月中截止,無論大家贊成定反對,也要把握機會提出意見。

http://www.fhb.gov.hk/beStrong/tc_chi/consultation/consultation_cdhcr.html

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